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Turkish Citizenship by Investment in Turkey

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In short

Foreign investors can acquire Turkish citizenship through one of seven investment routes. The real estate route requires property worth at least USD 400,000, kept for 3 years. The bank deposit, government debt instrument, fund and private pension routes require USD 500,000 held for 3 years. We advise you on the route, the property and the file, from the first check to the decision.

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Key facts (as of October 2026)

Real estate route
At least USD 400,000, since 13 June 2022 (Presidential Decision No. 5554)Source: TKGM, yourkeyturkiye.gov.tr (opens in a new tab)
Holding period
3 years, recorded as a no-sale annotation on the title deedSource: TKGM, yourkeyturkiye.gov.tr (opens in a new tab)
Valuation
Title-deed price, bank-proven payments and valuation must each reach USD 400,000; TKGM then issues the Amount Determination Certificate (TTB). The valuation report is valid for 6 monthsSource: TKGM, yourkeyturkiye.gov.tr (opens in a new tab)
Eligible property
Independent units only (since 12 December 2023); no land, no shares acquired from 1 February 2023, nothing bought from foreigners or earlier investment citizensSource: TKGM, tkgm.gov.tr (opens in a new tab)
Payment
Foreign currency is sold to a bank in Turkey and a Foreign Exchange Purchase Certificate (DAB) is issued before the transfer; payment through banks only, never in cashSource: TKGM, tkgm.gov.tr (opens in a new tab)
Other routes
USD 500,000 for a bank deposit, government debt instruments, fund units or a private pension (each held 3 years) or a fixed capital investment; or jobs for at least 50 peopleSource: NVİ, nvi.gov.tr (opens in a new tab)
Military service
Men aged 22 or over in the year they become citizens are deemed to have completed it (Law No. 7179, Art. 43)Source: MSB, msb.gov.tr (Law No. 7179) (opens in a new tab)

Each figure links to its official source. Rules change, so we confirm the current position before you act.

Who it is for

  • Investors who want Turkish citizenship and a Turkish passport
  • Buyers planning a property purchase in Turkey of USD 400,000 or more
  • Investors comparing a bank deposit, bonds, fund units or a pension plan of USD 500,000
  • Business owners investing fixed capital or creating jobs for at least 50 people

The 7 routes compared

RouteMinimumKey conditionHolding periodCertifying authority
Real estateUSD 400,000Title-deed price, bank-proven payments and valuation each at least USD 400,000; independent units only3 yearsMinistry of Environment, Urbanisation and Climate Change (TKGM)TKGM, yourkeyturkiye.gov.tr (opens in a new tab)
Bank depositUSD 500,000USD 500,000 or the equivalent in EUR or GBP, deposited with banks in Turkey and converted to Turkish lira3 yearsBDDK (Banking Regulation and Supervision Agency)NVİ, nvi.gov.tr (opens in a new tab)
Government debt instrumentsUSD 500,000Government debt instruments bought for at least USD 500,000 or the equivalent3 yearsMinistry of Treasury and FinanceNVİ, nvi.gov.tr (opens in a new tab)
Investment fund unitsUSD 500,000Real estate investment fund or venture capital investment fund units, blocked at the Central Registry Agency (MKK)3 yearsSPK (Capital Markets Board)SPK, spk.gov.tr (opens in a new tab)
Private pension (BES)USD 500,000SEDDK-approved funds in a single pension contract for citizenship; route open since 13 June 20223 yearsSEDDK (Insurance and Private Pension Regulation and Supervision Agency)NVİ, nvi.gov.tr (opens in a new tab)
Fixed capital investmentUSD 500,000A fixed capital investment of at least USD 500,000 or the equivalentNot applicableMinistry of Industry and TechnologyNVİ, nvi.gov.tr (opens in a new tab)
Employment50 employeesCreating jobs for at least 50 peopleNot applicableMinistry of Labour and Social Security (ÇSGB)ÇSGB, csgb.gov.tr (opens in a new tab)

Citizenship routes in detail

Choose your route

There is no single right route. Four questions usually decide it, and we go through them with you in the first consultation.

By budget

USD 400,000 is the lowest amount, on the real estate route. The bank deposit, government bond, fund unit and private pension routes require USD 500,000, as does a fixed capital investment. The employment route is measured in jobs, at least 50 people, rather than in a fixed amount.

By liquidity

The real estate route and the four financial routes require you to keep the investment for 3 years. A property is the least liquid: the title deed carries a no-sale annotation, and a later buyer cannot use it for citizenship. A bank deposit is held in Turkish lira, so you carry the currency risk. Bonds, fund units and pension funds stay invested, and their value can move.

By family

The investor's spouse and children can be included on the same investment, so the amount does not change with the size of the family. Parents and siblings need an investment of their own.

By timeline

No official processing time is published, and the citizenship stage, with the security review and the Presidential decision, is the same on every route. The financial routes have no property search, valuation or title deed stage; the real estate route adds them. Advisers commonly report about 3 to 6 months from filing to decision for a complete file.

Apply for Turkish Citizenship

Foreigners can apply to Turkish Citizenship if they make an investment in Turkey. Gordion Partners offers advisory services for Turkish citizenship application. We give end-to-end service for all our client's Turkish Citizenship by Investment procedures starting from opening a bank account until getting their Turkish passport. We advise international clients on Turkish Citizenship by Investment. 

We offer all types of investment options to our clients in order to acquire the Turkish citizenship by investment: $400,000 Property Investment, $500,000 Bank Deposit, $500,000 Private Pension Fund. Get in touch with us to learn more about the application steps and eligibility for the Turkish Citizenship by Investment Program.

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Turkish Citizenship Program Overview in 2026

With the new regulations as of 2026, Republic of Turkey grants citizenship to foreigners who complete the following:

  • $400,000 property investment
  • $500,000 bank deposit
  • $500,000 private pension fund investment
  • deposit $500,000 in State investment instruments or state banks operating in Turkey provided that they do not withdraw such amount for three years
  • employ 50 employees in Turkey.

It usually takes around 8-12 Months to obtain Turkish Citizenship and Turkish Passport for both the Main Applicant (Investor) and other family members provided that all the documentation is ready and duly compiled.

Advantages of Turkish Citizenship

  • Turkish passport will allow you to visit many countries with visa-free agreements, such as Japan and Singapore.
  • Turkey has an extensive diplomatic network with more than 130 embassies worldwide. 
  • Turkish citizenship provides you and your children free education rights at public universities in Turkey.
  • When you have a Turkish citizenship, you can benefit from pension programs like a Turkish citizen provided that you are employed.
  • You have the rights of voting for all types of elections in Turkey for municipality and central government elections.
  • You benefit from all the medical rights and public hospitals in Turkey.
  • You can obtain dual citizenship when you have a Turkish passport.
  • Turkish passports are given for 10 years and they can be renewed by getting a new passport.
  • Turkish citizenship is granted for life and your children can be citizen of Turkey by blood.
  • Men who were 22 or older in the year they acquired Turkish citizenship, or who completed military service in their previous country, are treated as having completed military service; others should check their own situation.

Investment Options for the Turkish Citizenship by Investment

The main investment routes for the Turkish citizenship by investment are $400,000 real estate investment, $500,000 bank deposit and $500,000 private pension fund.

Turkish Citizenship by $400,000 Real Estate Investment

You can invest in multiple real estate as long as the total amount is more than $400,000. It can be a commercial or residential property, but it can't be a land investment. All the values on appraisal report, title deed transaction and bank transfer should be above $400,000. You can't sell the property for 3 years.

Turkish Citizenship by $500,000 Bank Deposit

You can invest $500,000 to a Turkish bank account. Your money will be converted to Turkish Lira. You can earn Turkish Lira interest rate during the 3 year period. In the end of 3 years, you can withdraw the bank amount.

Turkish Citizenship by $500,000 Private Pension Fund

You can invest $500,000 in a Turkish private pension fund. You can choose different assets that the private pension fund offers. You can withdraw your full amount after 3 years.

Who can apply for the Turkish Citizenship by Investment

Every foreigner is eligible to apply for the Turkish citizenship as long as they meet the investment criteria. Each citizenship by investment application is reviewed carefully and your application might get rejected if you have a criminal record in the past. Also, your citizenship will be cancelled if you sell your property before 3 years period is over. Finally, there are also some reports that the citizenship of foreigners are cancelled if they make false declarations in property purchase, such as showing the transaction value more than the actual property purchase.

The family members of the investor are also eligible for the Turkish Citizenship by Investment from the same investment. The eligible family members are spouse of the investor and children that are younger than 18 years old. The father, mother, brother, sister of the investor are not eligible for the Turkish Citizenship by Investment. They need to make their own investment in order to apply for Turkish citizenship.

Application Steps of the Turkish Citizenship by Investment Program in 2026

Application steps for the Turkish Citizenship by $400,000 Property Investment:

  1. Getting Turkish potential tax id number
  2. Opening bank account in Turkey
  3. Choosing property for purchase
  4. Making appraisal report for the property
  5. Making currency exchange document at the bank
  6. Getting title deed appointment
  7. Putting 3 years unsellable annotation at title deed office
  8. Getting investment conformity paper
  9. Applying for Turkish investor residence permit
  10. Applying for Turkish citizenship
  11. Apply for ID card and passport after the approval of Turkish citizenship

Application steps for the Turkish Citizenship by $500,000 Bank Deposit

  1. Getting Turkish potential tax id number
  2. Opening bank account in Turkey. Client can choose normal bank or an Islamic bank.
  3. Making currency exchange document at the bank
  4. Getting investment conformity paper from Banking Regulatory Authority
  5. Applying for Turkish investor residence permit
  6. Applying for Turkish citizenship
  7. Apply for ID card and passport after the approval of Turkish citizenship

Application steps for the Turkish Citizenship by $500,000 Private Pension Fund Investment

  1. Getting Turkish potential tax id number
  2. Opening bank account in Turkey. 
  3. Choosing a private pension fund
  4. Making currency exchange document at the bank
  5. Transferring amount to the private pension fund
  6. Getting investment conformity paper from the Insurance and Private Pension Regulation and Supervision Agency (SEDDK)
  7. Applying for Turkish investor residence permit
  8. Applying for Turkish citizenship
  9. Apply for ID card and passport after the approval of Turkish citizenship

Required Documents for the Turkish Citizenship by Investment Program in 2026

Investor should submit his birth certificate, criminal record and marital status document in order to complete the application for the Turkish citizenship by application.

For the Turkish citizenship application of the spouse of the investor, her birth certificate, criminal record and marriage certificate are required.

For the Turkish citizenship application of the children of the investor, their birth certificates are required. 

All foreigner documents to be submitted in Turkey for the Turkish citizenship by investment program should be in one of the following format to be accepted:

  1. Apostilled, translated to Turkish and notarized.
  2. Stamped by investor's country's consulate in Turkey, stamped by Turkish governor office, translated to Turkish and notarized.
  3. Stamped by Turkish consulate in investor's country, translated to Turkish and notarized.

Expenses for the Turkish Citizenship Investment with $400,000 Real Estate Option

The costs of buying a property in Turkey depend on if you are buying a new property or if you are buying a resale property. This section explains the possible expenses for an investor who wants to get Turkish Citizenship by Real Estate Investment.

Costs of Buying a New Property in Turkey

The main costs of buying a new property in Turkey are Value-Added-Tax (VAT), Title Deed Tax and Appraisal Report. New properties in Turkey are subject to VAT when they are sold by the developer to the first owner. The VAT for residential properties with less than 150sqm area is 10% and VAT for properties with more than 150sqm is 20%. If the property is constructed with urban reconstruction project, the VAT might be as low as 1%. For all commercial properties, the VAT is 20%.

The title deed tax is 4% and it is paid by buyer and seller with equal amount. The investor pays 2% title deed tax as the buyer of property. There are also other costs such as the appraisal report fee and title deed processing fee, which is apprx $500. Additional costs are translator fee and power-of-attorney fee if  you use a translator or give authority to someone else to buy the property in your name. 

Costs of Buying a Resale Property in Turkey

If you buy a second-hand property, there is no VAT tax. There is 4% title deed tax, which is split equally between buyer and seller. There is also an appraisal report fee. Also, if you are buying property from a real estate broker listing, the real estate brokerage fee is 2% for the buyer. Additional costs are translator fee and power-of-attorney fee if  you use a translator or give authority to someone else to buy the property in your name. 

Why you should choose Gordion Partners as your Turkish Citizenship by Investment Advisor?

Gordion Partners is an experienced advisory company focused on Turkish Citizenship by Investment Program since 2021. We have in-house radvisors and that enables us to give end-to-end services to our clients. We offer professional and transparent service at affordable fees.

Finally, we advise international clients on Turkish citizenship by investment. Our Turkish citizenship by investment procedures knowledge is up-to-date. We give transparent and honest services to all our clients. 

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Advisory Expertise

In the complex and ever-changing world, individuals must be aware of every procedure. A powerful way to do this is to work with a trusted advisory firm. Our advisors update our clients regarding the latest application framework.

Experienced Company

We offer professional services on Turkish passport and citizenship application. Relying on our experience and service excellence, we are recognized as the most reliable advisor of citizenship application with our professional team.

Frequently Asked Questions

1. What is the Turkish Citizenship by Investment Program?

The Turkish Citizenship by Investment Program allows foreign nationals to obtain Turkish citizenship by making a qualifying investment in the country. Launched in 2017, the program is designed to attract foreign capital and stimulate economic growth. It offers investors and their immediate families the right to live, work, and study in Turkey, as well as access to visa-free or visa-on-arrival travel to over 110 countries.

2. What are the main investment options to qualify for Turkish citizenship?

The most popular route is purchasing real estate worth at least $400,000 USD, with a commitment to keep the property for at least three years. Other options include depositing a minimum of $500,000 USD in a Turkish bank, investing $500,000 USD in government bonds or venture capital funds, or creating at least 50 jobs for Turkish citizens as verified by the Ministry of Labor and Social Security.

3. How long does the Turkish Citizenship by Investment process take?

The entire process typically takes between 8 to 12 months from the submission of a complete application. This includes the time required for property purchase, obtaining a short-term residence permit, and the processing of the citizenship application by the relevant government authorities.

4. Can investors include their family members in the application?

Yes, the main applicant can include their spouse and children under the age of 18 in the citizenship application. All eligible family members receive Turkish citizenship at the same time as the primary investor. Children over 18 and other dependents must apply separately and may not be eligible under the main investment route.

5. Is it necessary to live in Turkey or know Turkish to get citizenship

No, there is no requirement to reside in Turkey before, during, or after the citizenship application. Additionally, applicants are not required to speak Turkish or pass any language proficiency tests. This makes the program especially attractive for international investors seeking flexibility. However, before getting the citizenship, foreigners need to apply for the investor residence permit first.

6. Does Turkey allow dual citizenship?

Yes, Turkey permits dual citizenship, allowing investors to retain their original nationality while becoming Turkish citizens. However, it is important to check whether the applicant’s home country allows dual citizenship, as laws vary by country.

7. What are the benefits of obtaining Turkish citizenship through investment?

Turkish citizenship grants full rights to live, work, and study in Turkey. Citizens gain access to Turkey’s healthcare and education systems and enjoy visa-free or visa-on-arrival access to many countries, including Japan, South Korea, and much of Latin America. Additionally, Turkey’s strategic location offers unique business and travel advantages between Europe, Asia, and the Middle East.

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Contact our immigration and investment advisors before investing in Turkey!

How the process works

  1. Route and property check

    We confirm the route that fits you and check the property: an independent unit, not bought from a foreigner or an earlier investment citizen, with a valuation report.

  2. Payment and title deed

    Foreign currency is sold to a bank in Turkey and a DAB is issued before the transfer. TKGM issues the TTB and the title deed carries the 3-year no-sale annotation.

  3. Certificate and residence permit

    The certificate of conformity is issued and a residence permit is obtained, usually within a few weeks.

  4. Citizenship application

    The application is filed, security checks run and a Presidential decision follows; commonly about 3 to 6 months for a complete file, never guaranteed.

Documents checklist

  • Valuation report (valid 6 months) and the TKGM Amount Determination Certificate (TTB)
  • Foreign Exchange Purchase Certificate (DAB) showing the USD equivalent and the citizenship purpose
  • Bank receipts showing the payment to the seller's account
  • Title deed with the 3-year no-sale annotation
  • For an off-plan purchase: one promise-of-sale contract for the full amount

Your full list depends on your situation; we prepare it with you.

Updated

The information on this page is general and is not legal, tax or investment advice. Rules, amounts and procedures change; contact us to confirm the current requirements before you act.

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