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Property Purchase Assistance for Foreign Buyers in Turkey
From your first brief to the keys: we advise you on what to buy and why, explain the rules that apply to you, and guide you through the checks, the payment and the title deed transfer.
In short
A foreign buyer in Turkey needs a Turkish tax number and, in practice, a bank account in Turkey; a sale to a foreigner requires a valuation report from an SPK-licensed firm, and the title deed fee is 4% in total, split between buyer and seller. As investment advisors, we help you decide what to buy and why, review the properties you are considering against the rules, and guide you through the checks, the payment and the title deed transfer. Real estate brokerage, where you need it, is provided by Burak Ünal, a registered real estate broker, through his own brokerage.
By Burak Ünal, Founder & Managing Partner, Gordion Partners · Updated
Key facts (as of October 2026)
- Valuation report
- Required for every sale to a foreigner, from a valuation firm licensed by the Capital Markets Board (SPK), through TADEBİSSource: TKGM, tkgm.gov.tr (opens in a new tab)
- Payment
- Through a bank in Turkey, never in cash; for citizenship, with a Foreign Exchange Purchase Certificate (DAB) before the transferSource: TKGM, tkgm.gov.tr (FAQ, 27.01.2022) (opens in a new tab)
- Title deed fee
- 2% from the buyer and 2% from the seller (4% in total), on the declared transfer price, which may not be lower than the property tax value (Law No. 7566)Source: Resmî Gazete, resmigazete.gov.tr (opens in a new tab)
- Revolving fund fee
- A fixed amount per transaction, charged separately from the title deed fee
- VAT on new builds
- 20% general rate; for building permits from 1 April 2022, 10% on the net area up to 150 m² and 20% above; 1% mainly for urban transformation projects
- VAT exemption
- First delivery of a new residence to a foreigner not resident in Turkey, paid in foreign currency; the unpaid VAT plus interest is due if the buyer disposes of it within 3 yearsSource: TKGM, tkgm.gov.tr (VAT Law No. 3065, Art. 13/i) (opens in a new tab)
- Consultations
- At our office in Istanbul or by video call; property viewings can also be done by video call
Each figure links to its official source. Rules change, so we confirm the current position before you act.
Who it is for
- Foreign buyers of a home or a holiday home in Turkey
- Investors buying for rental income, Turkish citizenship or a residence permit
- Buyers living abroad who need consultations by video call
- Families relocating to Istanbul who want one advisor for the whole purchase
What purchase assistance includes
Buying property in another country means unfamiliar rules, another language and large payments. As investment advisors, we stay with you through the purchase:
- Your purpose: a home, a holiday home, a rental investment, Turkish citizenship or a residence permit. Each purpose changes what to look for.
- Your criteria: the city, the budget, the size and the timeline, and the rules a property must meet for your purpose.
- A review of the properties you are considering, whether they come from a developer, a seller or a broker, against your purpose and the citizenship or residence permit rules.
- The checks on the title deed, the building and the seller, coordinated with licensed professionals, and the reservation or sale agreement, which we recommend you have reviewed by an independent lawyer.
- The practical steps: the Turkish tax number, the bank account, the payment through a bank in Turkey, the valuation report and the title deed appointment.
- After the transfer: the handover, the utility accounts and, if you need them, the residence permit or citizenship application.
Gordion Partners does not list, market or sell property. Where you need real estate brokerage, such as a property search, viewings or the negotiation with a seller, it is provided by Burak Ünal, a registered real estate broker, through his own brokerage.
Who it does not suit
- Buyers who expect a promised rental yield, a buy-back or a resale profit: we do not promise returns.
- Buyers who need legal representation: the legal checks are coordinated with licensed professionals, and we recommend an independent lawyer.
Buying for citizenship or a residence permit
For Turkish citizenship, the property must be worth at least USD 400,000, and the title deed price, the bank-proven payments and the valuation must each reach that amount. The foreign currency is sold to a bank in Turkey with a Foreign Exchange Purchase Certificate (DAB) before the transfer, and the title deed carries a 3-year no-sale annotation. The unit and the seller must also be eligible, which we check before you sign (see due diligence). The full rules are on citizenship by real estate investment.
For a residence permit, a residential property bought from 16 October 2023 must have a sale price of at least USD 200,000 on the title deed. See the residence permit for property owners.
Buying from abroad
You do not have to be in Turkey for every step. Consultations can be held by video call, and so can property viewings. We review the documents of the units you are considering and plan the remaining steps with you. If you cannot attend the title deed transfer, a representative can sign with a power of attorney given before a notary; we explain the options and the documents for your country. Payments go through banks, never in cash.
Costs
As general information, these are the state's taxes and fees as of October 2026, not our fees:
- Title deed fee: 2% from the buyer and 2% from the seller, 4% in total, on the declared transfer price, which may not be lower than the property tax value. Since Law No. 7566 (19 December 2025), the penalty for under-declaring the price is 100% of the tax.
- Revolving fund fee: a fixed amount per transaction.
- Valuation report: charged by the valuation firm.
- VAT on a new property: the general rate is 20%. For housing with a building permit dated on or after 1 April 2022, the part of the net area up to 150 m² is taxed at 10% and the part above at 20%; 1% applies mainly to urban transformation projects.
- VAT exemption: the first delivery of a new residence or workplace to a foreigner not resident in Turkey can be exempt if the price is brought into Turkey in foreign currency (at least half before the sale, the rest within one year). If the buyer disposes of the property within 3 years, the unpaid VAT plus interest becomes due.
A licensed accountant or tax advisor confirms how these apply to you. Our own fees are not published: contact us for fees, questions and service scope.
Risks and common mistakes
- Paying a deposit before the title deed record and the building's status have been checked.
- Declaring a title deed price that differs from the real price. The penalty for under-declaration is now 100% of the tax, and for citizenship every amount must match.
- Paying in cash or through third parties instead of through a bank in Turkey.
- For citizenship: buying from a foreign seller or a unit already used for citizenship, or paying before the valuation is known.
- Relying on promised rental yields or buy-back offers.
Projects and guides
- Information on property projects in Turkey
- How to buy a property in Turkey as a foreigner, step by step
- The Turkish tax number for foreigners
- Opening a Turkish bank account
- Buying property in Turkey without visiting
- Mistakes to avoid when buying property in Turkey
Book a consultation or message us on WhatsApp: tell us your city, budget and purpose, and we will explain what to look for and which rules apply.
How the process works
Your brief
Tell us the purpose of the purchase, the city, the budget and your timeline. We explain the rules that apply, including the citizenship and residence permit thresholds.
Your criteria
We turn your brief into clear criteria: the area, the budget, the size, the timeline and the rules a property must meet for your purpose.
Review of the options
We review the projects and units you are considering against your criteria and the rules. Where you need a property search or viewings, these are provided through Burak Ünal's own brokerage, in person or by video call.
Checks and agreement
Before you commit, the title deed record, the building's legal status and any mortgage or annotation are checked with licensed professionals; we go through the reservation or sale agreement with you and recommend an independent lawyer.
Tax number, bank account and valuation
You obtain a Turkish tax number and open a bank account in Turkey, and an SPK-licensed firm prepares the valuation report.
Payment and title deed
You pay through a bank in Turkey (for citizenship, with a DAB first), and the title deed is transferred at the land registry.
After the transfer
We help with the handover, the utility accounts and, if you need them, the residence permit or citizenship application.
Documents checklist
- Passport, with a notarised Turkish translation where required
- Turkish tax number
- Bank account in Turkey
- Reservation or sale agreement, reviewed by an independent lawyer if you appoint one
- Valuation report from an SPK-licensed firm
- For citizenship: the Foreign Exchange Purchase Certificate (DAB) and the bank receipts of the payment
- Power of attorney given before a notary, if someone signs for you
Your full list depends on your situation; we prepare it with you.
Updated
The information on this page is general and is not legal, tax or investment advice. Rules, amounts and procedures change; contact us to confirm the current requirements before you act.
Frequently asked questions
What do I need to buy property in Turkey as a foreigner?
A valid passport, a Turkish tax number and, in practice, a bank account in Turkey for the payment. A valuation report from an SPK-licensed firm is required for a sale to a foreigner, and the title deed is transferred at the land registry. We plan these steps with you.
Can I view properties by video call?
Yes. Consultations and property viewings can be done by video call if you are abroad, and we review the documents of the units you are considering with you.
Do I have to be in Turkey for the title deed transfer?
Not necessarily. A representative can sign with a power of attorney given before a notary. We explain the options and the documents needed for your country.
Who checks the legal side of the purchase?
We coordinate the checks of the title deed record, the building's legal status and any mortgage or annotation with licensed professionals. We are not a law firm, and we recommend that you appoint an independent lawyer to review the contract.
What does it cost to buy property?
As general information, the title deed fee is 2% from the buyer and 2% from the seller (4% in total), on the declared transfer price. A fixed revolving fund fee and the valuation report are added, and VAT of 1%, 10% or 20% may apply to a new build unless an exemption applies. A licensed accountant or tax advisor can confirm your position.
What are your fees?
Our fees depend on the service and your situation, so we do not publish them. Contact us for fees, questions and service scope.
Can this purchase lead to Turkish citizenship?
Only if it meets the real estate route rules: at least USD 400,000, shown on the title deed, in the bank payments and in the valuation report, from an eligible seller, with a 3-year no-sale annotation on the title deed. We check a specific unit before you commit.
Related services
- Property Selection and Due DiligenceThe title deed record, encumbrances, the building's status, the seller and, for citizenship, the eligibility tests, checked before you commit.
- Title Deed Transfer and Appraisal SupportThe valuation report, the land registry appointment, the DAB for citizenship and the signing day, prepared and coordinated for foreign buyers.
- Real Estate Investment (USD 400,000)Property worth at least USD 400,000, held for 3 years, with a valuation and title deed that pass the TKGM checks.
- Residence Permit by Property OwnershipA residence permit for owners of residential property: USD 200,000 on the title deed for property bought from 16 October 2023.
Other real estate advisory services
Client reviews
Reviews from our Google Business Profile, shown in their original language.
“I have been applying through Gordion Partners for the past five years, and they have always been incredibly helpful and professional. They are honest, friendly, and truly care about their clients. The team is always up to date with the latest government regulations, which makes the entire process smooth and stress-free. When it comes to applying for my kimlik, I completely trust them. They are reliable, kind, and genuinely supportive throughout the whole process. I highly recommend their services to anyone looking for trustworthy and professional assistance.”
Gabe K.
“Professional A grade services. The team knows their job and very responsive. The communication is not only fast but also very polite. Highly recommended if you are looking to onboard people who care about you.”
Murtaza K.

